Sue Ryan's Blog
When you find the perfect home, you will probably make some changes in the décor since not everyone has the same tastes in colors and textures. Painting the interior, changing carpets and flooring and updating fixtures such as the showers, sinks, tubs and toilets are all updates many people make when moving into a new house.
If the house had a plain front door, upgrade to a door with sidelites. If the door is plain white and another color matches your home, you might change to another color at the same time. Adding a decorative door makes your home look more inviting and adds more value to the property as a whole.
If your home does not have a porch or a decorative entryway, adding one also increases the value of your home and makes it more inviting to your guests. A porch also allows you to decorate for the holidays, gives you a place to put shoes and boots if they are muddy or dripping with snow and ice melt. And, it allows you to do one of the most relaxing activities on the planet: Porch sitting. Whether you sit on the porch with a good book or a good friend for an in-depth discussion, you will find yourself relaxed and less stressed.
It’s the Little Things Inside
If you want to make the interior more luxurious, change the crown molding and the baseboards. You can choose from many designs. The taller the crown molding, the more luxurious it looks. Most baseboards are just flat boards, but you can find them with a beveled cut or other cuts that make them more decorative.
If you plan on replacing the flooring, replace the baseboards at the same time. That way, you won’t have to worry about damaging them when you remove them since you are putting another type there. Painting the baseboards and crown molding before you install them makes the job much easier – if you plan on doing it yourself.
Look at some of the new generation vinyl now available if you are looking for something that looks great, but is easy to maintain. It looks like real tile or wood – depending on what you choose – and it is very easy to keep clean. And, when you are ready for different flooring, it’s easy to remove and replace. Vinyl is also waterproof, so you don’t have to worry if the kids spill something on it. If you install it without gluing it down – as a floating floor – it’s even easier to replace when you decide to change the flooring.
A little paint in the trendiest colors, new flooring, exterior paint, a new front door is sometimes all it takes to make an almost-perfect luxury home into the perfect luxury home.
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There are a variety of different terms that you must become familiar with as you purchase a new home. You have to pay an application fee, underwriting fees, titles fees and more. But one that seems to leave many buyers scratching their heads is the recording fee. A recording fee is a normal part of the closing costs due when purchasing a home and may be paid by you or the seller.
What is a Recording Fee?
Recording fees are charged by a government agency whenever you need to register or record a real estate purchase. These fees allow the purchase to become part of the public record and are typically charged by the county in which the home was purchased, as this is where all records of property purchases and sales are maintained. Recording fees can vary greatly from county to county.
How Are Recording Fees Determined?
Different agencies can issue their own guideline for submitting documents and recording fees based on each document type. While the recording fee may be $10 in one county, it could be $16 in another neighboring area. Some agencies may charge a recording fee based on the size of the document submitted. For example, you may be charged $30 for the first page of the document, plus an additional $3 for each page that follows. In addition to the title for a property, your local county will also record any mortgages and liens against your home. Therefore, the final cost of recording fees required by the county will depend on the type and overall complexity of the real estate deal.
When a property is sold, a recording fee is usually included as part of the closing costs. Depending on how the sale of your home is structured, these closing costs may be the responsibility of the seller, or they could fall on you to cover before you get the keys. However, it is very common for the buyer to pay for the recording fees so their new mortgage and deed can be entered into the legal records.
Try Not to Stress Over Closing Costs
If you’re having a conversation about closing costs, that means you’re close to finally owning your new home. There are many costs associated with purchasing a home, but at the end of the day, a recording fee shouldn’t be something to be too stressed over.
You may keep a spare house key hidden somewhere around your home just in case you lose or forget your main set of keys. How does your hiding place measure up? Is it too obvious that anyone including thieves can find it? You can still have a spare key easily accessible to you without sacrificing the security of your home.
Never sacrifice the safety of your home for convenience. If you fail to have an alarm system set as an added layer of security, you really could be in trouble if your spare key isn’t well hidden. Burglars now have free and easy access to your home.
The Most Obvious Places To Hide A Key
Under The Mat
Everyone (especially burglars) will look under the mat for a key to get into your home. If you see it in the movies, it’s probably too obvious of a hiding place.
The Flower Pot
This is a textbook area to hide a key in that can be easily accessed by intruders. Criminals know where to look, so you need to think ahead of them.
If the rock doesn’t blend in, it’s not a good hiding spot! Many pre-fabricated hiding systems can be a bit obvious, so beware.
On Your Person
Whether you put a spare key in a wallet or your purse, if that gets stolen, there goes your spare key. The perpetrator also has access to your home. It’s generally not a good practice to keep a spare key on your person.
Good Places For A Spare Key
With A Trusted Neighbor
If the neighbor hides your key on their property, if a thief does find the key, they will assume the key goes to the neighbor’s house. This is a safe, convenient way to keep a spare key as long as the key is kept somewhere outside the home. You don’t want to face a lockout only to find out that your neighbor isn’t home.
In Your Car
Surprisingly, most break-ins happen during the daytime when you’re not home. If you keep your spare key in your car, the key won’t be there while you aren’t home.
Near The Dog
If a key is hidden near the place where the dog will be, you’ll have little to worry about. Burglars really don’t like dogs, mostly because dogs don’t like them!
Forget About Keys
Technology affords us one great option in the present day- keyless entry. If you are constantly forgetting your keys you should invest in a keyless lock system. These typically have codes that can be programmed. Just don’t forget the code!